Frequently Asked Questions

It depends on a few things — the type of policy, the coverage amount, your age, and your health. For many people, term life is more affordable than they expect.

The best way to know your number is to book a free policy review. We'll compare options across our A-rated carrier partners and give you real quotes, not ballpark guesses.

You can request a quote in two ways: fill out the form on our Contact Us page, or book a call directly from our home page. A licensed agent will reach out to walk you through your options.

None at all. A consultation with us is free and no-obligation. We'll show you your options and answer your questions — the decision to move forward is always yours.

We work with term life, whole life, indexed universal life (IUL), and final expense coverage. Because we're an independent agency, we're not tied to one company — we match the policy to your goals and budget.

Term life covers you for a set number of years — often the years your family depends on your income most. It's typically the most affordable option.

Whole life is permanent coverage that lasts your entire life and builds guaranteed cash value over time. We'll help you decide which fits your situation.

Not always. Some policies require a medical exam, while others offer simplified or no-exam underwriting depending on your age, health, and coverage amount. We'll help you find the path that works best for you.

A common starting point is enough to replace several years of income, cover any debts like a mortgage, and account for future needs such as education. Everyone's situation is different — that's exactly what we'll figure out together on your review call.

It means we don't work for a single insurance company. We shop multiple A-rated carriers on your behalf and show you side-by-side options, so you get coverage that fits you — not a one-company sales pitch.

Go Heavy Inc is based in Irvine, California and serves families and business owners across the state. Reach us anytime at +1 (323) 517-8180 or [email protected].

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